Earn More, Save Smarter!
Imagine a savings account that not only keeps your money safe but also helps it grow faster. UKRFCU’s High Yield Savings Account offers members a few of these benefits you will joy:
- Higher yielding rate to grow your savings faster
- Easier access to funds when you need them
- Just a $5,000 minimum balance required to get started and begin earning
All rates listed on this page are valid as of May 22, 2025 and are subject to change without notice.
High Yield Savings Account
APY is Annual Percentage Yield. Minimum Balance to earn the stated APY is $5,000.00. The dividends are compounded daily and deposited into your account monthly. If the balance falls below the minimum requirement, you will not earn the stated APY. Rates and APY are subject to change at any time without notice. Transfer limitations apply. Federally insured by NCUA.
| Minimum Balance | Rate | APY1 |
|---|---|---|
| $5,000.00 | 3.50% | 3.56% |
1APY – Annual Percentage Yield.
Open a High Yield Savings Account
In order to open a High Yield Savings Account, you must be a member of UKRFCU. To learn more about our eligibility requirements and how to open an account with us, please click the button below.
Disclosures
Read more about UKRFCU’s Disclosures.
Financial Calculators
Calculate your future earnings with UKRFCU’s financial calculators.
Questions?
This account is ideal if you want to earn a higher dividend than a standard savings account while maintaining easy access to your funds.
This account can be opened with Online Banking.
There is a limit of (6) pre-authorized or automatic withdrawals, telephone transfers, or electronic transfers from these accounts per month. Any additional pre-authorized or automatic withdrawals, telephone transfers, or electronic transfers will incur a fee. Transactions performed in a branch do not count against this limit.
If your balance falls below the account minimum, you will not earn dividends on your money.