VISA® Platinum
For those individuals looking to transfer their current balances or who make large purchases and keep a monthly balance.
APR*
Intro Balance Transfer APR*: 3.99% for 36 Months
Variable APR*: As low as 5.74%
*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 01/15/2021.
Fees
Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None
VISA® Platinum – Credit Builder
For those individuals looking to build or rebuild their credit score.
APR*
Variable APR*: 15.99%
*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 01/15/2021.
Fees
Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None
VISA® Platinum Rewards
For those individuals who want to get rewarded for making everyday purchases.
APR*
Intro Purchase APR*: 5.49% for 6 Months
Intro Balance Transfer APR*: 5.49% for 18 Months
Variable APR*: As low as 7.24%
*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 01/15/2021.
Rewards*
Fees
Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None
Earn 10,000 Bonus Points when you spend $2,500 on purchases in the first 3 months.
VISA® Signature
For those individuals who want to get rewarded for running a business.
APR*
Intro Purchase APR*: 5.49% for 6 Months
Intro Balance Transfer APR*: 5.49% for 18 Months
Variable APR*: As low as 7.24%
*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 01/08/2021.
Rewards
*Rewards are subject to change at any time without prior notice.
Fees
Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None
1This promotion applies to members who apply for the Signature credit card after March 16, 2020. Members who applied for the Signature card before March 16, 2020 will continue to earn 2.5X Points on Airfare, Hotels, Rentals, Gas, and earn 1.5X Points on all other purchases. The new Signature credit card is a Consumer Card that is subject to the Credit Card Act of 2009. It is not a Business issue credit card.
Earn 25,000 Bonus Points when you spend $5,000 on purchases in the first 3 months.
Your Card, Your Benefits
Digital Wallet
Access your card on your phone with Apple, Google, Samsung Pay, and all other digital wallets.
Availability
24/7 Service offered to you to discuss any card issues or concerns.
Fraud Detection
Protection from credit card fraud with EMV chip and 24/7 fraud monitoring.
Rewards
Earn points on your purchases and reimburse them for cash back, travel, or credit onto your account.
Disclosures
Read more about UKRFCU’s Disclosures.
Financial Calculators
Check out our credit calculator.
Questions?
To calculate the interest on credit cards, divide your APR (10% – .10) by 365. Then multiply the balance by this number to determine daily interest charged.
Loan Payment Options:
- Set up AutoPay with UKRFCU
- Online and Mobile Banking Payment
- In Person Payments
- Pay by Mail
To increase your limit, please fill out the Credit Card Request for Limit Increase request online, or visit any of our UKRFCU branches.
Once the application is approved, it typically takes 7-10 days to receive your new credit card in the mail.
Yes, UKRFCU makes it easy to transfer balances from your other credit cards so you can save money with UKRFCU’s low interest rate credit cards.