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VISA® Platinum

For those individuals looking to transfer their current balances or who make large purchases and keep a monthly balance.

UKRFCU VISA Credit Card Platinum and Credit builder

APR*

Intro Balance Transfer APR*: 3.99% for 36 Months
Variable APR*: As low as 5.74%

*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 03/16/2020.

Fees

Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None

VISA® Platinum – Credit Builder

For those individuals looking to build or rebuild their credit score.

UKRFCU VISA Credit Card Platinum and Credit builder

APR*

Variable APR*: 15.99%

*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 03/16/2020.

Fees

Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None

VISA® Platinum Rewards

For those individuals who want to get rewarded for making everyday purchases.

UKRFCU Visa Credit Card Platinum Rewards

APR*

Intro Purchase APR*: 5.49% for 6 Months
Intro Balance Transfer APR*:
5.49% for 18 Months 
Variable APR*: 
As low as 7.24%

*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 03/16/2020.

Rewards*

Earn 3X Points on Wholesale Clubs (Costco, BJ’s), Airfare, Gas, and Cosmetic Stores (Sephora, ULTA Beauty). Earn 1.5X Points on all other purchases1.
1Rewards are subject to change at any time without prior notice.

Fees

Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None

Earn 10,000 Bonus Points when you spend $2,500 on purchases in the first 3 months.

VISA® Signature

For those individuals who want to get rewarded for running a business.

UKRFCU VISA Credit Card Signature

APR*

Intro Purchase APR*: 5.49% for 6 Months
Intro Balance Transfer APR*:
5.49% for 18 Months
Variable APR*: As low as 7.24%

*APR = Annual Percentage Rate. Rates are subject to change at any time without prior notice. Effective as of 03/16/2020.

Rewards

Earn 2.5X Points on Gas, Dining, Office Supply Stores, Utility Bills, Tolls, and Home Supply Stores (Home Depot, Lowe’s). Earn 1.5X Points on all other purchases1.

*Rewards are subject to change at any time without prior notice.

Fees

Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None

1This promotion applies to members who apply for the Signature credit card after March 16, 2020. Members who applied for the Signature card before March 16, 2020 will continue to earn 2.5X Points on Airfare, Hotels, Rentals, Gas, and earn 1.5X Points on all other purchases. The new Signature credit card is a Consumer Card that is subject to the Credit Card Act of 2009. It is not a Business issue credit card. 

Earn 25,000 Bonus Points when you spend $5,000 on purchases in the first 3 months.

Your Card, Your Benefits


Digital Wallet

Access your card on your phone with Apple, Google, Samsung Pay, and all other digital wallets.


Availability

24/7 Service offered to you to discuss any card issues or concerns.


Fraud Detection

Protection from credit card fraud with EMV chip and 24/7 fraud monitoring.


Rewards

Earn points on your purchases and reimburse them for cash back, travel, or credit onto your account.

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Disclosures

Read more about UKRFCU’s Disclosures.

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Financial Calculators

Check out our credit calculator.

Questions?

To calculate the interest on credit cards, divide your APR (10% – .10) by 365. Then multiply the balance by this number to determine daily interest charged.

Loan Payment Options:

  • Set up AutoPay with UKRFCU
  • Online and Mobile Banking Payment
  • In Person Payments
  • Pay by Mail

Please complete the “Credit Card Request for Limit Increase” form. The form is located at all UKRFCU branches and on our website. If completed online, submit to orestd@ukrfcu.com.

Once the application is approved, it typically takes 7-10 days to receive your new credit card in the mail.

Yes,  UKRFCU makes it easy to transfer balances from your other credit cards so you can save money with UKRFCU’s low interest rate credit cards.

⚠️ MEMBER NOTICE: Important Information on COVID-19.