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Get on the fast track to saving more with a money market account. Earn higher rates on higher balances to maximize savings. Open a Classic Money Market Account completely online now!

 

 

Deposit Today, Save for Tomorrow

Enjoy higher dividend rates with UKRFCU’s Money Market Accounts. Choose between two money market shares that help you earn a higher yield on investments. Easily access your account online or on your mobile app. UKRFCU’s Money Market accounts offer members:

  • Higher-yielding Money Market rates
  • Minimum deposits
  • Six transfers per month
  • Daily compounding of interest with monthly posting

All rates listed on this page are valid as of March 18, 2024 and are subject to change without notice.

Classic Money Market Account

With a minimum deposit of $1,000 at opening, UKRFCU’s Classic Money Market Account is compounded daily on dividends and deposited into your account monthly. If balance falls below the minimum requirement, no dividends will be earned. Our Money Market Account offers you unlimited deposits, no monthly maintenance fee, and a limit of 6 transfers and withdrawals from your account monthly.

Minimum BalanceRateAPY1
$1,000.000.30%0.30%

1APY – Annual Percentage Yield.

Premium Money Market Account

With a minimum deposit of $5,000 at opening, UKRFCU’s Premium Money Market Account is compounded daily on dividends and deposited into your account monthly. If balance falls below the minimum requirement, no dividends will be earned. Our Money Market Account offers you unlimited deposits, no monthly maintenance fee, and a limit of 6 transfers and withdrawals from your account monthly.

Minimum BalanceRateAPY1
$5,000.000.30%0.30%
$50,000.000.50%0.50%
$250,000.004.00%4.08%

1APY – Annual Percentage Yield.

In order to open a Money Market account, you must be a member of UKRFCU. To learn more about our eligibility requirements and how to open an account with us, please click the button below.

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Disclosures

Read more about UKRFCU’s Disclosures.

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Financial Calculators

Calculate your future earnings with UKRFCU’s financial calculators.

Questions?

A Money Market Account is a variable APY account similar to a Prime Share account which typically earns a higher interest rate for members.

A Money Market account can be opened by visiting any branch location and speaking with a Member Service Representative.

Money Market accounts are federally regulated and must follow specific guidelines. You may have no more than (6) pre-authorized, automatic, or telephone transactions from these accounts to another share or a third party account. If limit is reached, a member can visit one of our branches to perform a transaction on this account.

If your balance falls below the account minimum, you will not earn dividends on your money.