Put Your Money to Work
Putting away money is always hard, but not spending it is the real challenge. Invest in a UKRFCU Certificate and accomplish your savings goals faster. With a minimum deposit of $500 and terms ranging from three months to five years, you can start saving today, to enjoy later. UKRFCU’s Certificates offer members:
- Daily compounding of interest with monthly posting
- My Choice Share Certificate allows a one-time rate increase corresponding with the current advertised 24-month or 36-month. My Choice 60-month Share Certificate allows a two-time rate increase
- Deposits of $75,000 or more can add 0.10% to the advertised APY*
- IRA Certificates available
Open a Share Certificate
In order to open a Certificate, you must be a member of UKRFCU. To learn more about our general membership and eligibility requirements, click below.
Disclosures
Read more about UKRFCU’s Certificate Disclosures here.
Financial Calculators
Calculate your future earnings with UKRFCU’s financial calculators.
Questions?
A Certificate can be opened at any branch location, by mail, or by fax.
Certificates require a signature, therefore we do not renew them over the phone. To renew a share certificate please visit one of our branches, or email us at members@ukrfcu.com
You have 10 calendar days from the date of maturity.
- Yes. If Certificate funds other than dividends are withdrawn prior to maturity, the penalty is as follows:
- 3-8 month certificates, it is a penalty of 3 months interest.
- 9-17 month certificates, it is a penalty of 6 months interest.
- 18 month certificate, it is a penalty of 9 months interest.
- 24-60 month certificates, it is a penalty of 12 months interest.