Stages of Life

person using laptop

Getting started

Become a member today and start enjoying the benefits of a UKRFCU membership. Membership begins with a Prime Share account and you’ll have access to all of our savings and loan products. Open a simple and convenient Share Draft to help you bank better.


young student giving thumbs up

Become a Student Saver

Students can join our Student Savers program at our participating Ukrainian Schools. Students develop a routine every Saturday to store away money into their savings accounts. This program inspires and educates students to make smarter decisions towards achieving financial success. 


students walking outside of school

Sweet 16

When UKRFCU members turn 16, they are eligible to open a UKRFCU Share Draft, as well as apply for a UKRFCU VISA Debit Card. Enjoy the convenience of unlimited withdrawals, deposits, transfers, and no minimum deposit necessary. There are numerous free benefits of a Share Draft. 


college student at lecture

Turning 18

When you turn 18, you can change your account from a Minor Membership to a General Membership. By switching to General Membership, you will experience benefits such as full control of your account, the ability to open and close share accounts, apply for loans, and more. 


individual looking at visa credit card

Building Credit

Start building your credit score with our VISA® Platinum – Credit Builder. Find the perfect credit card for your lifestyle: VISA® Platinum, VISA® Platinum Rewards, or VISA® Signature. Add your Debit or Credit Cards to Digital Wallet and pay online or on the go.


individual behind the wheel

Getting your First Car

Buying a car can be stressful, but we will help you navigate your way to financing/refinancing a new or used car at a rate that meets your needs. Lease Buy-Out and Cash-Out on Title available. Get on the road today with a great low rate from UKRFCU.


business woman on computer

Getting your First Job

Banking has become part of your everyday life. Our digital services allow you to manage your finances on the go, which include: Online and Mobile Banking, Direct Deposit, Mobile Deposit, Bill Pay, and Money Management. Search for the mobile app by typing UKRFCU in the App Store or on Google Play.


young family moving into new home

Raising a Family

Life’s most precious memories can be made in your first new home. Mortgage loan options: Fixed-Rate Mortgages, Adjustable Rate Mortgages, and Refinancing. We offer our members lower loan rates, less fees, and a knowledgeable staff that will help in every step of the process.


community involvement - ukrfcu at tryzub festival

Becoming Involved

Attend UKRFCU seminars and events. We host sessions on a variety of topics which include information on first time home buyers, investment property financing, social security, personal finance, cyber security, and so more. Don’t forget to attend our Annual Meeting!


business owner managing finances

Becoming a Business Owner

Keep your business separate from your personal spending or open an organizational account for charitable organizations and causes. Business and Organization Accounts can open: Prime Shares, Share Drafts, Money Markets, and Share Certificates. We’re a ‘One Stop Shop’ for all your business needs. 


downtown Philadelphia homes

Invest in Property

Whether this is your first time applying for a Commercial Real Estate Loan or you have experience, we’re here for you every step of the way through the lending process. It’s never too soon to start investing and you can count on us for competitive rates and outstanding service


family hiking

Travelling Often

Use CO-OP Shared Branching to find ATM locations or branches near you if you travel. Stay safe, informed, and stress-free with our essential travel tips for wherever your adventure takes you. Contact us when traveling globally so that we can monitor your account.


couple painting wall

Tapping into Equity

Tap into your home’s equity for home improvements, college tuition, debt consolidation, medical bills, and for other unexpected opportunities in life. Life can be expensive but we’ve got you covered. Other Consumer Loans include: Personal Loans and Credit Cards.


father teaching daughter hot to save money

Continuing to Save

Continue growing your money with our wide range of savings products including: Share Certificate, Money Market, or IRA. We’ll help you reach your savings goals faster with our competitive rates and additional share accounts. Always remember to save for an emergency fund. 


elder couple traveling

Planning for Retirement

Open an IRA savings to invest in a risk-free, high-yielding retirement account and save money in a tax-advantaged way. Or watch as your savings add up with an IRA Share Certificate that offers a range of certificate terms, competitive rates. Save today to enjoy later. 



Joining Ukrainian Selfreliance Federal Credit Union hasn’t been easier. To learn more about our field of membership and the advantages of becoming a member, click the button below.

piggy bank graphic

Financial Education

Read our Financial Education blog posts!


Financial Calculators

Use our Auto Calculators to see what would work best for you.