Schedule of Fees and Charges
Effective as of March 1, 2025
Free Services
| Services | Fee |
|---|---|
| Balance Inquiry | FREE |
| Copy of Cleared Check (one per month) | FREE |
| Credit Union Check (if made in Member’s name) | FREE |
| Deposited Checks (250 per month) | FREE |
| eServices: Bill Pay, eStatements, Mobile Banking Online Banking | FREE |
| Notary Public Service (members) | FREE |
| Statement (mailed) | FREE |
| Transfer by Phone | FREE |
General
| Account closed within 90 days | $25.00 |
| Account Ownership TIN & EIN Exception Processing | $100.00 |
| Bad Address Fee (per month) | $5.00 |
| Copy of Cleared Check (per item after 1) | $5.00 |
| Copy Fee (per page) | $0.50 |
| Credit Union Check (in name of 3rd party) | $5.00 |
| Deposited Checks (over 250 per month/per item) | $0.20 |
| Dormant Checks/Money Orders (per item) | $25.00 |
| Dormant/Inactivity Fee (per month after 12 months) | $10.00 |
| Escheatment Fee | $100.00 |
| Excessive Transfers – Reg D (per item after 6) | $10.00 |
| Membership Fee | $10.00 |
| Money Order | $2.00 |
| Negative Balance Fee (per month) | $10.00 |
| Notary Public Service – Non Members | $5.00 |
| Notice of Levies/Writs of Execution, Citation, Subpoena, Garnishment Summons (plus all incurred costs) | $100.00 |
| Personal Check Printing | Varies |
| Requested Verification Letter | $10.00 |
| Research (per hour – 1 hour minimum) | $25.00 |
| Statement Fee (duplicate) | $5.00 |
| Substitute Tax Forms (each) | $5.00 |
| Service | Fee |
|---|---|
| Coin Deposit Fee for amounts over $200.00 per month | 15% |
ACH/Electronic Services
| Service | Fee |
|---|---|
| ACH Item Returned | $25.00 |
| Invalid Electronic Transaction | $5.00 |
| Stop Payment (ACH Item) | $25.00 |
| Stop Payment (Bill Pay) | $25.00 |
| Stop Payment (Money Order) | $25.00 |
| Stop Payment (Personal Check) | $25.00 |
| Wire – Incoming ($0.00 to $5,000.00) | $5.00 |
| Wire – Incoming ($5,000.01 or greater) | $10.00 |
| Wire – Outgoing Domestic ($0.00 to $5,000.00) | $10.00 |
| Wire – Outgoing Domestic ($5,000.01 or greater) | $20.00 |
| Wire – Outgoing International ($0.00 to $5,000.00) | $20.00 |
| Wire – Outgoing International ($5,000.01 or greater) | $40.00 |
Non-Sufficient Funds (NSF)
| Service | Fee |
|---|---|
| Business Share Draft NSF Returned Item Fee | $25.00 |
| Deposit Item Returned (per item) | $25.00 |
| NSF (insufficient funds – Share Draft ACH) | $25.00 |
| NSF Notification (per item) | $10.00 |
| Overdraft Transfer | $10.00 |
| Returned Loan Payment | $25.00 |
VISA® Debit Card
| Service | Fee |
|---|---|
| Debit Card rush fee | $35.00 |
| Lost card replacement | $10.00 |
| International ATM Transaction Fee – (per transaction) | 1% |
| Visa International Service Assessment | 1% |
Safe Deposit Box – Annual Fees
| Size | Fee |
|---|---|
| 3″ x 5″ x 24″ | $45.00 |
| 5″ x 5″ x 24″ | $50.00 |
| 3″ x 10″ x 24″ | $55.00 |
| 5″ x 10″ x 24″ | $75.00 |
| 10″ x 10″ x 24″ | $125.00 |
| Safe Deposit Drilling Fee | $250.00 |
| Safe Deposit Key Replacement | $75.00 |
As of March 1, 2024. Subject to change without notice. Please contact UKRFCU for more details.