Never too Soon to Start Investing
You can count on us for competitive rates and outstanding service – find a Commercial Real Estate Loan with UKRFCU. Commercial Loan Options, but not limited to:
Apartment buildings with 13 units and over, Office, and Retail buildings will be considered on case-by-case basis. To make an appointment to discuss your Commercial Loan, please contact us at 215-725-4430 to speak to a Loan Specialist.
Benefits of Borrowing with UKRFCU
- Competitive interest rates
- Loan terms up of 6 and 12 years
- Amortization periods of 15 to 30 years
- No Points / No Origination Fees
- 60 Day Rate Lock
- Local underwriting and loan servicing
- No prepayment penalty for early payoffs
- Quick loan decisions
All rates listed on this page are valid as of September 29, 2023
|Max LTV||Fixed Term||Loan Rate||Max Amort.|
|75% Refi., Cashout or Purch.||6 Year Balloon||from 6.000%||30 years|
|75% Refi., Cashout or Purch.||12 Year Balloon||from 6.500%||30 years|
|75% Refi., Cashout or Purch.||12 Year Fixed||from 6.000%||12 years|
All rates, programs, conditions and services are subject to change without notice. Loan available from $100,000 to $6,000,000 up to 75% Loan to Value (LTV). Rates are subject to change without notice.
Get a Commercial Loan
UKRFCU commercial loans have a minimum loan amount of $50K and a maximum loan amount up to $5.5M.
UKRFCU is able to lend up to 75% loan to value of the property.
DSCR is a calculation that helps us determine if a rental investment is generating enough income to make its loan payment obligations:
DSCR= Monthly Gross Income ÷ PITIA*
*PITIA: Principal, Interest, Taxes, Insurance and Association Fees.
No prepayment penalty for early payoffs.