The holiday season is full of joy but it can also bring financial stress. Between gift shopping, travel, and festive gatherings, expenses add up quickly. Self Reliance Financial Federal Credit Union offers savings solutions and digital tools to help you plan ahead, manage spending, and stay financially secure during the busiest time of year.
Category: Educational Blogs
Winter Prep Made Easy: How to Get Your Home, Apartment, and Car Ready for the Cold
Winter is coming and with it, freezing temperatures, icy roads, and higher energy bills. Whether you own a home, rent an apartment, or drive daily, preparing for winter can save you money, keep you safe, and make life more comfortable. Here’s your ultimate guide to winterizing your space and your car. 1. Seal Out the...
Holiday Budgeting: How to Celebrate Without Breaking the Bank
The holidays don’t have to drain your wallet. From using the 50/30/20 budgeting rule to DIY gifts and potluck dinners, here’s how to keep your celebrations joyful and affordable.
Send and Receive Funds Anytime, Anywhere with Our Digital Services
Self Reliance Financial Federal Credit Union offers secure, convenient digital services for both UKRFCU and Self Reliance NY members. From Direct Deposit and Bill Pay to Online & Mobile Banking and Zelle, explore the tools that make managing your money easier as we work toward a unified platform by mid-2026.
Exploring AI in the Credit Union Space: Innovation, Security & Member Experience
Artificial Intelligence is reshaping how credit unions serve their members from fraud detection to personalized financial advice. At Self Reliance Financial Federal Credit Union, AI-powered tools help keep your accounts secure and your banking experience smarter. Learn how we’re using trusted platforms like Zelle® to monitor transactions in real time and explore how AI can simplify your daily life with budgeting, automation, and smart shopping.
What Is a Credit Card Balance?
Understanding your credit card balance is key to smart money management. UKRFCU breaks down what your balance includes, why it’s important, and how to stay on top of it with practical tips and tools empowering you to use credit as a tool, not a trap.
⚠️ Important Member Alert: Beware of Scams Impersonating Our Credit Union
⚠️ Scam Alert: Scammers are posing as our credit union to demand funds or personal information. We never ask for sensitive details or demand payment by phone, email, or text. If you get a suspicious message, don’t respond. Delete it and report it to us.
Be Financially Ready: National Preparedness Month Tips
September is National Preparedness Month—a time to ensure you're ready for life’s unexpected events. At UKRFCU, we believe financial preparedness is essential. From building an emergency fund to securing important documents and protecting your family, discover practical steps to safeguard your future. Learn how to stay alert, avoid scams, and keep your finances resilient with UKRFCU’s trusted tools and tips.
Smart Ways to Save on Back to School Shopping with UKRFCU
Back to school season is here and while it’s exciting, it can also strain your budget. Whether you're buying crayons or college textbooks, UKRFCU offers smart tips to help families and students save money without sacrificing success. From budgeting and DIY supplies to cashback rewards and student discounts, discover how to make this school year financially stress free.
Everything You Need to Know About the UKRFCU Mobile App
Managing your money has never been more convenient. With the newly enhanced UKRFCU Mobile App, you can securely access your accounts, transfer funds, deposit checks, and more anytime, anywhere. Discover a seamless, personalized banking experience with powerful features like Zelle, biometric login, and customizable widgets.









