Self Reliance Financial Federal Credit Union offers secure, convenient digital services for both UKRFCU and Self Reliance NY members. From Direct Deposit and Bill Pay to Online & Mobile Banking and Zelle, explore the tools that make managing your money easier as we work toward a unified platform by mid-2026.
Category: Educational Blogs
Exploring AI in the Credit Union Space: Innovation, Security & Member Experience
Artificial Intelligence is reshaping how credit unions serve their members from fraud detection to personalized financial advice. At Self Reliance Financial Federal Credit Union, AI-powered tools help keep your accounts secure and your banking experience smarter. Learn how we’re using trusted platforms like Zelle® to monitor transactions in real time and explore how AI can simplify your daily life with budgeting, automation, and smart shopping.
What Is a Credit Card Balance?
Understanding your credit card balance is key to smart money management. UKRFCU breaks down what your balance includes, why it’s important, and how to stay on top of it with practical tips and tools empowering you to use credit as a tool, not a trap.
⚠️ Important Member Alert: Beware of Scams Impersonating Our Credit Union
⚠️ Scam Alert: Scammers are posing as our credit union to demand funds or personal information. We never ask for sensitive details or demand payment by phone, email, or text. If you get a suspicious message, don’t respond. Delete it and report it to us.
Be Financially Ready: National Preparedness Month Tips
September is National Preparedness Month—a time to ensure you're ready for life’s unexpected events. At UKRFCU, we believe financial preparedness is essential. From building an emergency fund to securing important documents and protecting your family, discover practical steps to safeguard your future. Learn how to stay alert, avoid scams, and keep your finances resilient with UKRFCU’s trusted tools and tips.
Smart Ways to Save on Back to School Shopping with UKRFCU
Back to school season is here and while it’s exciting, it can also strain your budget. Whether you're buying crayons or college textbooks, UKRFCU offers smart tips to help families and students save money without sacrificing success. From budgeting and DIY supplies to cashback rewards and student discounts, discover how to make this school year financially stress free.
Everything You Need to Know About the UKRFCU Mobile App
Managing your money has never been more convenient. With the newly enhanced UKRFCU Mobile App, you can securely access your accounts, transfer funds, deposit checks, and more anytime, anywhere. Discover a seamless, personalized banking experience with powerful features like Zelle, biometric login, and customizable widgets.
Your Credit Score: Your Financial GPA and How to Build It Early
At UKRFCU, we believe that understanding your credit score is essential to achieving financial freedom—especially for Gen Z. Think of your credit score as your financial GPA: a reflection of how responsibly you manage money. Just like good grades open doors in education, a strong credit score unlocks better loan rates, rental approvals, and even job opportunities. Learn how to build your credit early with smart habits and UKRFCU’s supportive tools.
Student Saver Special Offer
Sign your child(ren) up for a UKRFCU Student Saver Account to get 25$ and a Backpack with school supplies!
How to Establish Short-Term and Long-Term Financial Goals
As we enter August, it's the ideal time to reassess your financial goals and fine-tune your budget for the rest of the year. Whether you're aiming to save for a short-term milestone or planning for long-term security, setting clear financial goals is like using a GPS—it keeps you focused and on track. Discover practical steps and expert guidance from UKRFCU to help you build a stronger financial future.









