October marks Cybersecurity Awareness Month, a nationwide initiative to raise awareness about the importance of digital security. Your financial safety is our top priority, not just in our branches, but online too.
Category: Financial Education
Celebrating 77 Years of Impact: International Credit Union Day 2025
On October 16, credit union members worldwide will unite to celebrate International Credit Union Day, marking its 77th anniversary under the theme “Cooperation for a Prosperous World.” With over 411 million members across 104 countries, credit unions continue to make a lasting impact through member ownership, not-for-profit values, and a deep commitment to financial education and community support.
What Is a Credit Card Balance?
Understanding your credit card balance is key to smart money management. UKRFCU breaks down what your balance includes, why it’s important, and how to stay on top of it with practical tips and tools empowering you to use credit as a tool, not a trap.
⚠️ Important Member Alert: Beware of Scams Impersonating Our Credit Union
⚠️ Scam Alert: Scammers are posing as our credit union to demand funds or personal information. We never ask for sensitive details or demand payment by phone, email, or text. If you get a suspicious message, don’t respond. Delete it and report it to us.
Be Financially Ready: National Preparedness Month Tips
September is National Preparedness Month—a time to ensure you're ready for life’s unexpected events. At UKRFCU, we believe financial preparedness is essential. From building an emergency fund to securing important documents and protecting your family, discover practical steps to safeguard your future. Learn how to stay alert, avoid scams, and keep your finances resilient with UKRFCU’s trusted tools and tips.
Smart Ways to Save on Back to School Shopping with UKRFCU
Back to school season is here and while it’s exciting, it can also strain your budget. Whether you're buying crayons or college textbooks, UKRFCU offers smart tips to help families and students save money without sacrificing success. From budgeting and DIY supplies to cashback rewards and student discounts, discover how to make this school year financially stress free.
Your Credit Score: Your Financial GPA and How to Build It Early
At UKRFCU, we believe that understanding your credit score is essential to achieving financial freedom—especially for Gen Z. Think of your credit score as your financial GPA: a reflection of how responsibly you manage money. Just like good grades open doors in education, a strong credit score unlocks better loan rates, rental approvals, and even job opportunities. Learn how to build your credit early with smart habits and UKRFCU’s supportive tools.
How to Establish Short-Term and Long-Term Financial Goals
As we enter August, it's the ideal time to reassess your financial goals and fine-tune your budget for the rest of the year. Whether you're aiming to save for a short-term milestone or planning for long-term security, setting clear financial goals is like using a GPS—it keeps you focused and on track. Discover practical steps and expert guidance from UKRFCU to help you build a stronger financial future.
Financial Safety Starts with Awareness
Financial abuse can come in many forms—from suspicious emails to overstepping relatives. At UKRFCU, we’re committed to helping you protect what matters most. Learn how to set boundaries, spot scams, and take advantage of tools like our Trusted Contact Program to safeguard your financial future.
Experience Ukraine: Independence Day Giveaway Basket
Sign up for eStatements for a chance to win a “Taste of Ukraine” Giveaway Basket filled with authentic snacks and cultural treasures!









