Understanding your credit card balance is key to smart money management. UKRFCU breaks down what your balance includes, why it’s important, and how to stay on top of it with practical tips and tools empowering you to use credit as a tool, not a trap.
Read more about the products we offer for debt consolidation.
Can't decide if you should be using credit or debit? Read more here.
Get rewarded for using our VISA® Credit Cards while shopping.
Everything you need to know about a FICO score.
Effective October 1, 2025, Ukrainian Selfreliance Federal Credit Union and Self Reliance New York Federal Credit Union have officially merged under a new name: Self Reliance Financial Federal Credit Union (SRFFCU). As part of this transition, we are actively working to integrate products, services, systems, policies, and procedures across all physical and digital channels. Please read the Member Disclosure Notice regarding system integration currently in progress. You can also click here to learn more about the merger and how it may affect your account.
