Understanding your credit card balance is key to smart money management. UKRFCU breaks down what your balance includes, why it’s important, and how to stay on top of it with practical tips and tools empowering you to use credit as a tool, not a trap.
Upcoming Community Events 2025
Check out and mark your calendars for these Ukrainian community events.
NCUA to Remain Open, Credit Union Members’ Shares Insured, While Federal Government Closed
Alexandria, VA (October 1, 2025) – Despite the ongoing federal government shutdown, the National Credit Union Administration (NCUA) will remain operational, and individual accounts will continue to be federally insured. As an independent agency funded by credit union fees and the Share Insurance Fund, NCUA’s services are unaffected. Credit unions are encouraged to support members—especially federal employees—through flexible policies, contingency planning, and clear communication.
Two Leading Ukrainian American Credit Unions Unite to Form a Stronger, Member-Focused Financial Institution
In a landmark moment for the Ukrainian American community, Ukrainian Selfreliance Federal Credit Union and Self Reliance New York Federal Credit Union have officially merged as of October 1, 2025. Now united under the name Self Reliance Financial Federal Credit Union, the institution boasts $1.9 billion in assets, serves over 31,000 members, and operates branches across four states. Headquartered in New York City, it will maintain regional centers in NYC and suburban Philadelphia to ensure strong local service and community engagement.
⚠️ Important Member Alert: Beware of Scams Impersonating Our Credit Union
⚠️ Scam Alert: Scammers are posing as our credit union to demand funds or personal information. We never ask for sensitive details or demand payment by phone, email, or text. If you get a suspicious message, don’t respond. Delete it and report it to us.
Enroll in eStatement for BEZ OBMEZHEN Ticket Giveaway
Sign up for eStatements for a chance to win a ticket to BEZ OBMEZHEN's concert in Philadelphia!
Be Financially Ready: National Preparedness Month Tips
September is National Preparedness Month—a time to ensure you're ready for life’s unexpected events. At UKRFCU, we believe financial preparedness is essential. From building an emergency fund to securing important documents and protecting your family, discover practical steps to safeguard your future. Learn how to stay alert, avoid scams, and keep your finances resilient with UKRFCU’s trusted tools and tips.
Smart Ways to Save on Back to School Shopping with UKRFCU
Back to school season is here and while it’s exciting, it can also strain your budget. Whether you're buying crayons or college textbooks, UKRFCU offers smart tips to help families and students save money without sacrificing success. From budgeting and DIY supplies to cashback rewards and student discounts, discover how to make this school year financially stress free.
Everything You Need to Know About the UKRFCU Mobile App
Managing your money has never been more convenient. With the newly enhanced UKRFCU Mobile App, you can securely access your accounts, transfer funds, deposit checks, and more anytime, anywhere. Discover a seamless, personalized banking experience with powerful features like Zelle, biometric login, and customizable widgets.
A Message From the Board of Directors
With an overwhelming 82.9% member approval, UKRFCU's historic merger with Self Reliance New York Federal Credit Union marks a transformative step toward financial strength and cultural unity for the Ukrainian American community.
Your Credit Score: Your Financial GPA and How to Build It Early
At UKRFCU, we believe that understanding your credit score is essential to achieving financial freedom—especially for Gen Z. Think of your credit score as your financial GPA: a reflection of how responsibly you manage money. Just like good grades open doors in education, a strong credit score unlocks better loan rates, rental approvals, and even job opportunities. Learn how to build your credit early with smart habits and UKRFCU’s supportive tools.
Student Saver Special Offer
Sign your child(ren) up for a UKRFCU Student Saver Account to get 25$ and a Backpack with school supplies!