SRFFCU Temporary Schedule of Fees and Charges

Effective as of October 1, 2025

Each fee is charged per occurrence or per item unless otherwise noted

Free Services

ServicesFee
Balance InquiryFREE
Credit Union Check (if made in Member’s name)FREE
Deposited ChecksFREE
eServices: Bill Pay, eStatements, Mobile Banking, Online BankingFREE
Notary Public Service (members)FREE
Statement (mailed) FREE
Transfer by PhoneFREE

General

Copy of Cleared Check (first item per month is free, subsequent copies are charged per item)$5.00
Teller’s Check / Credit Union Check (Third party payee)$1.00
Teller’s Check / Credit Union Check (Third party payee) Senior Citizen$0.75
Dormant Account Fee (Charged one time, per account, at escheatment)$25.00
Membership Fee $10.00
Money Order (No payee specified)$1.00
Money Order (No payee specified) Senior Citizen$0.75
Notary Public Service – Non-Members$2.00
Personal Check PrintingVaries
Account Verification Letters / Mortgage Verification Letters$10.00
Account Research – Over half hour, per hour fee$20.00
Account Research – First 1/2 HourNO FEE
Certified Check^$10.00
Lost Passbook Replacement^$5.00

ACH/Electronic Services

Service Fee
Returned ACH Item (each submission/resubmission)$10.00
Stop Payment – Money Order / Teller Check / Certified Check$15.00
Stop Payment – Personal / Business Share Draft Check$15.00
WIRE Incoming (through Federal Reserve) ($0.00 to $5,000.00)$5.00
WIRE Incoming (through Federal Reserve) ($5,000.01 or greater)$10.00
Wire – Outgoing Domestic ($0.00 to $5,000.00)$10.00
Wire – Outgoing Domestic ($5,000.01 or greater)$20.00
Wire – Outgoing International ($0.00 to $5,000.00)$20.00
Wire – Outgoing International ($5,000.01 or greater)$40.00

Non-Sufficient Funds (NSF)

Service Fee
Share Draft – Insufficient / Uncollected/Overdrawn / Stale Item (each submission/resubmission)$10.00
Overdraft Transfer / Share to Share Draft Transfer$1.00

VISA® Debit Cards*

Service Fee
Debit Card rush fee$35.00
Lost card replacement$10.00
International ATM Transaction Fee – (per transaction)1%
Visa International Service Assessment1%

VISA® ATM Cards^

Service Fee
ATM Card Replacement$15.00
Visa International Service Assessment Visa Fees Apply

VISA® Gift and Travel Cards^

Service Fee
VISA Credit Card Payment via phone with Representative$5.00
VISA Gift Card (minimum card value $10, maximum value $1,000)$5.00
VISA Travel Card (minimum card value $100, maximum value $5,000)$5.00

Safe Deposit Box – Annual Fees

Box sizes offered at select UKRFCU legacy locations, subject to availability:Fee
3″ x 5″ x 24″$45.00
5″ x 5″ x 24″$50.00
3″ x 10″ x 24″$55.00
5″ x 10″ x 24″$75.00
10″ x 10″ x 24″$125.00
Box sizes offered at select SRNYFCU legacy locations, subject to availability:
2″ x 5″ x 21″$25.00
3″ x 5″ x 21″$33.00
5″ x 5″ x 21″$50.00
5″ x 10″ x 21″$80.00
10″ x 10″ x 21″$130.00
Safe Deposit Box Annual Fees
Safe Deposit Drilling Fee$125.00
Safe Deposit Box Lost Key(s) – One Key$25.00

As of October 1, 2025. Subject to change without notice.

*This product is restricted to legacy UKRFCU members during the merger transition period.

^This product is restricted to legacy SRNYFCU members during the merger transition period.