At UKRFCU, we believe that understanding your credit score is essential to achieving financial freedom—especially for Gen Z. Think of your credit score as your financial GPA: a reflection of how responsibly you manage money. Just like good grades open doors in education, a strong credit score unlocks better loan rates, rental approvals, and even job opportunities. Learn how to build your credit early with smart habits and UKRFCU’s supportive tools.
Category: Educational Blogs
Student Saver Special Offer
Sign your child(ren) up for a UKRFCU Student Saver Account to get 25$ and a Backpack with school supplies!
How to Establish Short-Term and Long-Term Financial Goals
As we enter August, it's the ideal time to reassess your financial goals and fine-tune your budget for the rest of the year. Whether you're aiming to save for a short-term milestone or planning for long-term security, setting clear financial goals is like using a GPS—it keeps you focused and on track. Discover practical steps and expert guidance from UKRFCU to help you build a stronger financial future.
Financial Safety Starts with Awareness
Financial abuse can come in many forms—from suspicious emails to overstepping relatives. At UKRFCU, we’re committed to helping you protect what matters most. Learn how to set boundaries, spot scams, and take advantage of tools like our Trusted Contact Program to safeguard your financial future.
Budgeting for Summer: Travel, Family, and Fun Without the Stress
Discover smart, budget-friendly tips to make the most of your summer—whether you're traveling, planning local fun, or just keeping the kids entertained. Enjoy the season without financial stress!
Earth Day & Your Finances: How to Go Green with Your Money
This Earth Day, UKRFCU invites you to think beyond recycling—your financial choices can make a real impact, too. From enrolling in eStatements to financing energy-efficient home upgrades, discover how you can bank smarter and greener with UKRFCU.
SCAM ALERT: Fake E-ZPass Toll Payment Texts
Received a text about an unpaid E-ZPass toll? It might be a scam. Here’s what to watch for and how to stay safe.
Beware of Tax Season Scams: How to Spot and Avoid Them
With tax season in full swing, it’s more important than ever to stay alert. Scammers are constantly refining their tricks to steal your personal and financial information—and they often strike when you're most distracted. To help you safeguard your identity and your wallet, here’s what you need to know and how to stay protected.
Protect Yourself: Tips to Avoid Holiday Scams
Stay safe this holiday season with UKRFCU's essential tips to avoid scams. Learn how to protect yourself from phishing, fake charities, package fraud, and more.
Fall Financial & Home Prep: Tips to Save Money and Get Ready for Winter
Get ready for winter with UKRFCU’s tips to prepare your home and finances this fall. Learn how to save money, winterize your home, and plan ahead for colder months.









